Fees & Limits

Transparent Pricing

Clear, upfront pricing with no hidden fees. Know exactly what you'll pay.

Account Fees

Simple pricing for all our accounts

Service Fee Notes
Checking Account $0.00 No monthly maintenance fee
Savings Account $0.00 No monthly maintenance fee
Money Market Account $10.00 Waived with $2,500 minimum balance
Business Checking $15.00 Waived with 50 transactions/month
Debit Card $0.00 Free with checking account

Transaction Fees

Fees for various transactions

Transaction Type Fee Processing Time
Internal Transfer $0.00 Instant
External ACH Transfer $3.00 1-2 business days
Domestic Wire Transfer $25.00 Same day
International Wire Transfer $45.00 1-2 business days
Person-to-Person Transfer $0.00 Instant

ATM Fees

Access your cash conveniently

CITIBRIDGE ATMs

FREE

Unlimited free withdrawals at all CITIBRIDGE ATMs

Other Bank ATMs

$2.50

Fee for using non-CITIBRIDGE ATMs

International ATMs

$5.00

Fee for international ATM withdrawals

Transaction Limits

Daily and monthly limits for your security

Debit Card Limits

  • Daily Withdrawal: $2,500
  • Daily Purchase: $5,000
  • Monthly Transfer: $15,000

Transfer Limits

  • Daily Internal: Unlimited
  • Daily External: $10,000
  • Monthly External: $50,000

Wire Transfer Limits

  • Daily Domestic: $100,000
  • Daily International: $50,000
  • Monthly International: $200,000

Additional Fees

Other service fees

Service Fee Notes
Stop Payment $30.00 Per check or transaction
Cashier's Check $10.00 Per check
Money Order $5.00 Per money order
overdraft Fee $35.00 Per occurrence (max 5/day)
Returned Check $15.00 Per returned check

No Hidden Fees

We believe in complete transparency. All fees are clearly disclosed upfront. We will never charge you hidden fees or surprise charges. What you see is what you pay.

Transparent Pricing

No Hidden Charges

Clear Disclosures